Discount Home Loan (with Interest Only Repayment)

Discount Home Loan (with Interest Only Repayment)
Category: Home Loans  Last Updated May 14, 2026  Effective July 1, 2021

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied Interest Only product. Additional Information
Interest Rate
6.63% PA
Comparison Rate
6.83%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  OWNER_OCCUPIED, VARIABLE, 7.69%
  • Lending Rate Type: Variable
  • Interest Rate: 7.69%, Comparison Rate 7.88%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied

 Product Features

  • Extra Repayments
  • Redraw
  • Digital Banking

 Product Eligibility

  • Natural Person Additional Information: Individuals

 Bank Fees and Charges

  • Annual Fee (Periodic), Amount: 190.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 250000 Additional Information: Minimum Loan Amount AUD 250,000
  • Max Lvr of 0.9 Additional Information: Max 90% with LMI