Fixed Rate Home Loan (With Principal and Interest Repayment)

Fixed Rate Home Loan (With Principal and Interest Repayment)
Category: Home Loans  Last Updated May 14, 2026  Effective July 1, 2021

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information 1 Year Fixed Rate
Interest Rate
6.29% PA
Comparison Rate
8.34%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  OWNER_OCCUPIED, FIXED, 6.29%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.29%, Comparison Rate 8.13%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 6.39%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 7.98%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 6.39%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 7.81%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 6.39%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.39%, Comparison Rate 7.67%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Extra Repayments Additional Information: Early repayment up to $10000 per settlement anniversary
  • Redraw
  • Digital Banking

 Product Eligibility

  • Natural Person Additional Information: Individuals

 Bank Fees and Charges

  • Annual Fee (Periodic), Amount: 190.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 150000 Additional Information: Minimum Loan Amount AUD 150,000
  • Max Lvr of 0.9 Additional Information: Max 90% with LMI