Complete Home Loan Owner Occupied 4 year fixed LVR >80% <90%

Complete Home Loan Owner Occupied 4 year fixed LVR >80% <90%
Category: Home Loans  Last Updated May 21, 2026  Effective June 3, 2026

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information
Interest Rate
7.00% PA
Comparison Rate
6.84%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Npp Payid
  • Digital Banking
  • Redraw Additional Information: Minimum of $500 per redraw
  • Extra Repayments Additional Information: Ability to make up to $30,000 p.a. in additional repayments during the fixed rate period without incurring a break cost; additional repayments will incur a break cost

 Product Eligibility

  • Min Age - 18.
  • Other Additional Information: Available to members only.
  • Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-residant Applicants..

 Bank Fees and Charges

  • Settlement Fee (Upfront), Amount: 400.00. Additional Information: Costs associated with processing the documentation and settlement of the loan
  • Discharge Of Mortgage Fee (Exit), Amount: 395.00. Additional Information: $395.00 per Title.
  • Break Cost Fee (Variable), Amount: Not Listed.. Additional Information: Applies when during the fixed term the loan is repaid early, transferred to a variable loan or additional payments exceed $30,000 p.a.

 Limitations & Restrictions (Constraints)

  • Min Limit of 50000.00
  • Max Lvr of 0.98
  • Min Lvr of 0.00

 Document Downloads

      tc-part-a.pdf (1 M)

      tc-part-b.pdf (192 K)