Bendigo Bridging Home Loan

A Bridging home loan offers you an easy way to purchase a new home before you sell your existing home.
Category: Home Loans  Last Updated May 25, 2026  Effective June 3, 2026

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied Interest Only product. Additional Information
Interest Rate
10.29% PA
Comparison Rate
10.43%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  INVESTMENT, VARIABLE, 10.29%
  • Lending Rate Type: Variable
  • Interest Rate: 10.29%, Comparison Rate 10.43%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment

 Product Features

  • Offset Additional Information: 100% Offset Account per loan
  • Extra Repayments Additional Information: Unlimited additional repayments if variable

 Product Eligibility

  • Min Age - 18.
  • Other Additional Information: Credit and Lending Criteria, Fees and Charges Apply

 Bank Fees and Charges

  • Search Processing Fee (Upfront), Amount: 50.000000. Additional Information: Payable for the bank to perform a title search or other searches relating to your application.
  • Valuation Fee (Event), Amount: Not Listed.. Additional Information: The cost of having the security valued by a third party (this can vary depending upon the location and access available to the property).
  • Agent Lodgement Fee (Event), Amount: 125.000000. Additional Information: Payable for an agent of the bank to attend the settlement of your property or lodging the security interests attached to your loan
  • Monthly Fee (Periodic), Amount: 10.000000.
  • Discharge Administration Fee (Exit), Amount: 350.000000.
  • Variation Fee - Simple (Event), Amount: 150.000000.
  • Variation Fee - Complex (Event), Amount: 300.000000.
  • Building Loan Fee - Contract Builder (Upfront), Amount: 100.000000.
  • Building Loan Fee - Owner Builder (Upfront), Amount: 200.000000.
  • Guarantee Administration Fee (Upfront), Amount: 250.000000.
  • Rate Variation Fee (to Renegotiate Rate) (Event), Amount: 100.000000.
  • Repayment Recalculation Fee (Event), Amount: 50.000000.
  • Interest Prepayment Fee (Payment), Amount: 85.000000.
  • Default Fee (Event), Amount: 35.000000.
  • Duplicate Fee (Event), Amount: 16.500000.
  • Bank Cheque Fee (Event), Amount: 10.000000.
  • Application Fee (Upfront), Amount: 150.000000. Additional Information: Incurred when you apply for a new loan, additional funds on your current loan or when changing your loan.
  • Documentation Fee (Other), Amount: Not Listed.. Additional Information: The cost of preparing the loan documents for your new loan or application. The amount varies based on the complexity of the loan application.
  • Settlement Fee (Upfront), Amount: 100.000000. Additional Information: To process the settlement of your loan, additional funds on your current loan or when changing your loan.

 Limitations & Restrictions (Constraints)

  • Min Limit of 5000.00
  • Max Lvr of 0.8