Defence Bank Foundation Credit Card

A Visa credit card that gives back. Half of the annual $45 card fee is donated to the Defence Bank Foundation - a charity whose sole beneficiary is Defence Community Dogs.
Category: Credit and Charge Cards  Last Updated March 15, 2026  Effective September 30, 2020

 General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  , FLOATING, 8.99%
  • Lending Rate Type: Floating
  • Interest Rate: 8.99%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose:

 Product Features

  • Additional Cards
  • Digital Banking
  • Digital Wallet
  • Interest Free Additional Information: 55 Days
  • Other
  • Digital Wallet Additional Information: Quick Cards
  • Other Additional Information: Lock & Block
  • Other Additional Information: Annual donation to charity
  • Other
  • Card Access Additional Information: tap & go™
  • Other Additional Information: Bank@Post
  • Other Additional Information: Minimum repayment

 Bank Fees and Charges

  • Cheque Dishonour Bank@post (Transaction), Amount: 14.47. Additional Information: For each cheque deposited through the Bank@Post system and subsequently dishonoured.
  • Bank@post Cash Advances. (Transaction), Amount: 6.10. Additional Information: Cash advance fee when cash advance is as a Bank@Post transaction
  • Transfer Fees (Transaction), Amount: 4.10. Additional Information: Transfer between accounts within Defence Bank.
  • Transfer Fees (Transaction), Amount: 5.10. Additional Information: Electronic Transfer requested online.
  • Transfer Fees (Transaction), Amount: 6.10. Additional Information: Electronic Transfer requested at a branch.
  • Emergency Overseas Visa Cash Advance Fee. (Event), Amount: 175.00. Additional Information: Emergency Overseas Visa Cash Advance Fee.
  • Emergency Overseas Visa Replacement Card (Event), Amount: 175.00. Additional Information: Emergency Overseas Visa Replacement Card Fee.
  • Foreign Currency Conversion Fee, (Transaction), Amount: Not Listed.. Additional Information: Fee is charged as a percentage of value of transaction.
  • Notice Of Demand (Event), Amount: 20.00. Additional Information: enforcement notice
  • Outbound Foreign Currency International Telegraphic Transfer. (Withdrawal), Amount: 20.00. Additional Information: When requested via online banking or the mobile app.
  • Outbound Foreign Currency International Telegraphic Transfer. (Withdrawal), Amount: 30.00. Additional Information: When requested at a branch.
  • Late Payment Fee. (Event), Amount: 20.00. Additional Information: Fee charged when the payment is received after the due date
  • Bpay (Transaction), Amount: 4.10. Additional Information: BPAY transaction.
  • Cash Advances Except Bank@post. (Transaction), Amount: 4.10. Additional Information: Cash advance fee (includes withdrawals, electronic transfers).
  • Annual Fee (Periodic), Amount: 45.00. Additional Information: Half of the annual fee is donated to the Defence Bank Foundation - a charity whose sole beneficiary is Defence Community Dogs.