Platinum Credit Card

A Platinum VISA credit card with a monthly fee.
Category: Credit and Charge Cards  Last Updated April 1, 2026  Effective September 19, 2025

 General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  , PURCHASE, 19.99%
  • Lending Rate Type: Purchase
  • Interest Rate: 19.99%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose:

 Product Features

  • Additional Cards Additional Information: Additional Cardholders must be over 16 years of age. If an Additional Cardholder is not an existing Great Southern Bank customer, they must complete a Membership Application - Individual form and satisfy our identification requirements before being added to your account.
  • Loyalty Program Additional Information: Cashback is only available with the Platinum Credit Card. Cashback on eligible transactions accrued in accordance with the Great Southern Bank Cashback Terms & Conditions. You will not earn cash back on interest charges, government charges, bank fees, gambling, cash advances, balance transfers or card account adjustments resulting from disputed transactions.
  • Notifications
  • Other Additional Information: Minimum Repayment. Your minimum repayment for each month will be calculated as the amount that is the greatest (or equal greatest) of: $35; or 3% of your Closing Balance; AND your Overlimit Amount (if any). If the Closing Balance on your Account is less than $35, the minimum repayment will be the Closing Balance.
  • Digital Banking Additional Information: Wherever you are in the world, Great Southern Bank gives you the choice and control to securely manage all of your accounts on a range of devices, the way you want.
  • Digital Wallet Additional Information: Pay with your Apple(TM) device using Apple Pay.
  • Fraud Protection Additional Information: Enjoy 24/7 fraud monitoring and Visa’s Zero Liability Policy^.
  • Other Additional Information: 24/7 Emergency Assistance. If your card is lost or stolen, you can call us anytime to block it and order a replacement card.
  • Digital Wallet Additional Information: Pay with your NFC capable Android(TM) devices using Google Pay.
  • Insurance Additional Information: Complimentary international travel insurance (T&Cs, limits and exclusions apply).
  • Insurance Additional Information: Complimentary 90-day cover for loss, theft, or accidental damage on a wide range of items purchased with your card. (T&Cs, limits and exclusions apply).
  • Interest Free Additional Information: Up to 55 interest free days on purchases when you pay off your closing balance in full by the due date shown on your statement each month.

 Product Eligibility

  • Min Age - 18. Additional Information: To be 18 or over
  • Natural Person Additional Information: Applications are for individuals and personal use purposes only.
  • Residency Status - You Must Be An Australian Citizen Or Australian Resident To Hold An Account With Great Southern Bank.
  • Other Additional Information: Applications for credit cards are subject to credit approval.
  • Other

 Bank Fees and Charges

  • Monthly Card Fee (Periodic), Amount: 12.00. Additional Information: The Annual Fee is charged to your Account on the last day of your first statement cycle, and then will be charged monthly thereafter. Where a first year annual fee waiver applies, the Annual Fee will be charged to your Account on the statement after the first anniversary of you entering into the Credit Card contract and then will be charged monthly thereafter.
  • Cash Advance Fee (Withdrawal), Amount: Not Listed.. Additional Information: A minimum of $3.50 Cash Advance Fee will be charged when a Cash Advance is obtained from your Account.
  • Foreign Exchange Fee (Transaction), Amount: Not Listed.. Additional Information: A Foreign Exchange Fee will be charged in Australian dollars for any Purchases or Cash Advances made or processed in a foreign currency or where the merchant, or the merchant’s financial institution, is located overseas (both Multi-Currency Transactions and Single Currency Transactions).
  • Late Payment Fee (Event), Amount: 12.50. Additional Information: A Late Payment Fee will be charged if the ”Total amount due” figure shown on the Statement is not paid within 25 days from your Statement Date.
  • Emergency Replacement Card Fee (Event), Amount: 30.00. Additional Information: An Emergency Replacement Card Fee will be charged when a replacement Card is requested to be provided to you or an Additional Cardholder via a priority service within Australia or overseas.

 Limitations & Restrictions (Constraints)

  • Min Limit of 6000.00 Additional Information: Minimum credit limit

 Document Downloads