CommBank Qantas Business Rewards Credit Card

 General Lending Rates

• Lending Rate Type: Purchase
• Interest Rate: 19.99%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

 Product Features

• Additional Cards Additional Information: Issue additional cards to your employees, each with custom spending limits and controls

• Other Additional Information: Streamline your business banking and save time with automatic data feeds from your online banking to your accounting software.

• Balance Transfers Additional Information: From 1 December 2023, we will no longer accept new balance transfer requests on our credit cards.

• Bill Payment Additional Information: See, track and easily pay your bills online in NetBank or on the go in the CommBank app.

• Bonus Rewards Additional Information: 170,000 Qantas Business Rewards bonus points when you spend $6,000 on eligible purchases within 90 days of your card account being opened. The offer applies to new card accounts opened between 01/06/2026- 30/10/2026.

• Bonus Rewards Additional Information: 200,000 Qantas Business Rewards bonus points when you open an account and make an eligible purchase before 30 April 2026. The offer applies to new card accounts opened between 31/12/2025- 30/04/2026.

• Insurance Additional Information: Transit Accident Insurance up to $250,000 , Unauthorised Transactions Insurance up to $150,000 a year, International travel insurance and Interstate Flight Inconvenience, Price Guarantee and Purchase Security, Extended Warranty

• Other Additional Information: Instantly lock, block or limit your credit card for extra control through the CommBank app or NetBank.

• Loyalty Program Additional Information: Be rewarded for essential business spend and save on business travel. Take advantage of offers and partner discounts, whilst purchasing with confidence and convenience knowing you are backed by two of Australia's largest brands

• Complementary Product Discounts Additional Information: Get access to exclusive benefits and offers with Visa Concierge and Visa Commercial Offers.

• Complementary Product Discounts Additional Information: Yello for Business Offers and partner discounts

• Interest Free Additional Information: Up to 44 days. We won't charge any interest on purchases if you pay at least the closing balance shown on your statement by the due date each and every month.

• Notifications Additional Information: Reminders before payments are due to avoid late fees.

 Product Eligibility

• Business Additional Information: Yes

• Min Age - 18.

• Residency Status - Au. Additional Information: Available to citizens or permanent resident of Australia and valid visa holders. Make sure you are legally allowed to work in Australia.

• Residency Status - Nz. Additional Information: Available to citizens or permanent resident of NZ and valid visa holders. Make sure you are legally allowed to work in Australia.

• Other Additional Information: Each application for credit is assessed on the ability of the applicant to service debt (limit) based on the financials supplied in the application.

• Other Additional Information: Need to be a member of the Qantas Business Rewards Program

• Other Additional Information: Applications for credit cards are subject to credit approval.

 Bank Fees and Charges

• Emergency Card Replacement (Event), Amount: 20.00.

• International Transaction Fee (transactions In Australian Dollars But With An Overseas Connection) (Transaction), Amount: Not Listed.. Additional Information: When you make a purchase or obtain a cash advance in Australian dollars while overseas, or while in Australia (for example online) where the merchant, or the financial institution or entity processing the transaction, is located overseas.

• Cash Equivalent Items Or Cash Substitutes Cash Advance Charge (Withdrawal), Amount: 3.00. Additional Information: Greater of $3 or 3%

• Cash Equivalent Items Or Cash Substitutes Cash Advance Charge (Withdrawal), Amount: Not Listed.. Additional Information: Greater of $3 or 3%

• Annual Fee Per Card (Variable), Amount: Not Listed.. Additional Information: Annual Fee per card

• Late Payment Fee (Event), Amount: 20.00. Additional Information: When you don't make your minimum monthly payment, plus any overdue amount, by your statement due date.

• Overlimit Fee (Event), Amount: 0.00. Additional Information: When we first allow you to go over your credit limit in a statement period.

• Annual Facility Fee (Periodic), Amount: 0.00. Additional Information: Annual fee per facility

 Limitations & Restrictions (Constraints)

• Max Limit of 100000.00 Additional Information: Maximum facility limit

• Max Limit of 100000.00 Additional Information: Maximum Card Limit

• Min Limit of 5000.00 Additional Information: Minimum facility limit

• Min Limit of 100.00 Additional Information: Minimum Card Limit