Bank of China Great Wall International MasterCard Credit Card (Student Card)

The Bank of China Great Wall International Credit Card (Credit Card) can be used for making purchases and at any ATM in Australia and overseas displaying a MasterCard logo or for cash withdrawals at any Bank of China retail branches in Australia. You will enjoy up to 55 days of Interest-free period on purchases. The Credit Card also provides you with other features such as Smart Interest Free Instalment Plan and maximum Monthly Usage Limit for additional cardholders.
Category: Credit and Charge Cards  Last Updated September 25, 2024  Effective January 1, 2015

 General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  UNCONSTRAINED, PURCHASE, 21.74%
  • Lending Rate Type: Purchase
  • Interest Rate: 21.74%, Comparison Rate 0.00%
  • Repayment Type: Unconstrained
  • Loan Purpose: Unconstrained

 Product Features

  • Additional Cards Additional Information: Up to 4 additional cards
  • Unlimited Txns
  • Card Access Additional Information: Credit Card
  • Overdraft
  • Balance Transfers
  • Interest Free Additional Information: Up to 50 days interest free period
  • Digital Banking
  • Bill Payment Additional Information: Ulitity Bills,insurance
  • Notifications Additional Information: Purchase transactions SMS notification

 Bank Fees and Charges

  • Fee On Balance Transfer (Transaction), Amount: 0.00. Additional Information: 2.5% of total transferred amount for 3 months
  • Fee On Balance Transfer (Transaction), Amount: 0.00. Additional Information: 5% of total transferred amount for 6 months
  • Fee On Balance Transfer (Transaction), Amount: 0.00. Additional Information: 9% of total transferred amount for 9 months
  • Fee On Balance Transfer (Transaction), Amount: 0.00. Additional Information: 13% of total transferred amount for 12 months
  • Fee For Smart Interest Free Instalment Plans (Transaction), Amount: 0.00. Additional Information: 1.35% of total installed amount for 3 months
  • Fee For Smart Interest Free Instalment Plans (Transaction), Amount: 0.00. Additional Information: 2.6% of total installed amount for 3 months
  • Fee For Smart Interest Free Instalment Plans (Transaction), Amount: 0.00. Additional Information: 4.25% of total installed amount for 3 months
  • Fee For Smart Interest Free Instalment Plans (Transaction), Amount: 0.00. Additional Information: 6.25% of total installed amount for 3 months
  • Fee For Smart Interest Free Instalment Plans (Transaction), Amount: 0.00. Additional Information: 9.95% of total installed amount for 3 months
  • Fee For Smart Interest Free Instalment Plans (Transaction), Amount: 0.00. Additional Information: 14.10% of total installed amount for 3 months
  • Annual Fee (Periodic), Amount: 20.00.
  • Currency Conversion Fee (Purchase), Amount: 0.00. Additional Information: 2.5% of total transaction amount
  • Late Payment Fee (Late Payment), Amount: 15.00.
  • Failed Inter-bank Direct Debit Fee (Payment), Amount: 20.00.
  • Failed Intra-bank Direct Debit Fee (Payment), Amount: 10.00.
  • Cash Advance Fee (Cash Advance), Amount: 0.00. Additional Information: $3 or 1.5% of the total cash advance amount
  • Copy Of Statement Fee (Event), Amount: 5.00.
  • Card Replacement Fee (Event), Amount: 10.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 500