Bendigo Ready Credit Card

 General Lending Rates

• Lending Rate Type: Cash Advance
• Interest Rate: 19.99%, Comparison Rate 0.00%
• Repayment Type: Principal And Interest
• Loan Purpose: Other

• Lending Rate Type: Balance Transfer
• Interest Rate: 19.99%, Comparison Rate 0.00%
• Repayment Type: Principal And Interest
• Loan Purpose: Other

 Product Features

• Digital Wallet

• Additional Cards Additional Information: No fee for additional cardholder

• Insurance Additional Information: Up to 3 consecutive months international travel insurance (for persons under 81 years). T&Cs apply.

• Insurance Additional Information: Cover is activated when you purchase the full value of the covered item with your card. T&Cs apply.

• Insurance Additional Information: 90 day purchase protection on stolen or accidentally damaged purchases when the total cost of the purchase is charged to your participating credit card. T&Cs apply

• Insurance Additional Information: Purchase the total value of your return domestic travel ticket (and your spouse’s and dependants’ if they’re travelling with you) on your card. You may have cover if your domestic flight is delayed, your luggage is lost or you’ve had to cancel your trip due to illness, injury or death of a relative. T&Cs apply.

• Insurance Additional Information: The cover is activated when you take legal control of the hire car and the entire rental cost is charged to your card. T&Cs apply.

• Interest Free Additional Information: Upto 55 days interest free

 Product Eligibility

• Min Age - 18. Additional Information: Additional cardholders must be 16 years old

• Natural Person

• Residency Status - Must Be An Australian Resident.

 Bank Fees and Charges

• Annual Fee (Periodic), Amount: 0.000000. Additional Information: Payable on the day before we issue the first Statement of Account for your Account and annually thereafter.

• International Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: International Transaction Fee – [0% of the Transaction amount (in AUD)] An International Transaction Fee of 0% of the Transaction amount (in AUD) payable for each Transaction which is conducted in a currency other than Australian dollars (AUD) or in Australian dollars (AUD) but with or using a merchant, payment processor, financial institution or other entity (including an online merchant) who is outside of Australia. Note: It may not always be apparent to you that an online merchant is located outside of Australia.

• Balance Trasnfer Fee (Event), Amount: Not Listed.. Additional Information: Balance Transfer Fee – [2% of the balance transferred] Payable each time we agree to transfer the balance owing by you in respect of a different credit card facility to your Bendigo Bank Credit Card as a Promotional Balance Transfer.

• Late Payment Fee (Event), Amount: 15.000000. Additional Information: Payable each time you fail to pay your Minimum Repayment as stated on a Statement of Account by its due date.

• Cash Advance Fee (Withdrawal), Amount: Not Listed.. Additional Information: Cash Advance Fee – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.

• International Atm Withdrawal (Transaction), Amount: 5.000000. Additional Information: Payable whenever you make a cash withdrawal outside of Australia at a non-Bendigo Bank ATM (in addition to the Cash Advance Fee.

• International Atm Inquiry (Transaction), Amount: 1.500000. Additional Information: Payable whenever you make an Account inquiry outside of Australia at a non-Bendigo Bank ATM.

• Replacement Card Fee (Event), Amount: 15.000000. Additional Information: Payable whenever we issue you a replacement, reissue or redirection card other than by standard post at your request.

• Bank@post Balance Enquiry (Transaction), Amount: 0.000000. Additional Information: When you make balance enquiry at a Bank@Post terminal in an Australia Post Office using a Bendigo Bank card, where this facility is available.

• Internal Transfer (Transaction), Amount: Not Listed.. Additional Information: Internal Transfer – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.

• Pay Anyone Transfer, Including Osko (Transaction), Amount: Not Listed.. Additional Information: Pay Anyone Transfer, Including Osko – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.

• Periodic Payment To Other Financial Institution (Transaction), Amount: 3.750000.

• Bank@post Withdrawal (Withdrawal), Amount: 4.000000.

• Direct Debit (Transaction), Amount: Not Listed.. Additional Information: Direct Debit – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.

• Phone Banking Transfer (Transaction), Amount: Not Listed.. Additional Information: Phone Banking Transfer – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.

• Eftpos Withdrawal (Transaction), Amount: Not Listed.. Additional Information: EFTPOS Withdrawal – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.

• Bank@post Deposit (Transaction), Amount: 4.000000.

• Bendigo Bank Atm Transfer (Transaction), Amount: Not Listed.. Additional Information: Bendigo Bank ATM Transfer – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.

• Transfer (Transaction), Amount: Not Listed.. Additional Information: Transfer – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash

• Bpay Withdrawal (Withdrawal), Amount: Not Listed.. Additional Information: BPAY Withdrawal – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.

• Bendigo Bank Atm Withdrawal (Transaction), Amount: Not Listed.. Additional Information: Bendigo Bank ATM Withdrawal – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.

• Cash Withdrawal (Withdrawal), Amount: Not Listed.. Additional Information: Cash Withdrawal – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.

• Retail Purchase (Transaction), Amount: 0.000000.

• Periodical Payment (internal) (Transaction), Amount: Not Listed.. Additional Information: Periodical Payment (Internal) – [$3.00 or 3% of Transaction amount, whichever is greater] Payable each time we provide credit in the form of cash or you perform a Transaction we treat as being equivalent to cash.

• Bank Cheque Withdrawal (Withdrawal), Amount: 10.000000.

• Eft Credit Transfer (Transaction), Amount: 4.000000.

 Limitations & Restrictions (Constraints)

• Min Limit of 3000.00

• Max Limit of 50000.00