Bank Bill Business Loan

 General Lending Rates

 Product Features

• Relationship Management Additional Information: Supported by specialist relationship managers, locally based in metropolitan and regional centres throughout Australia

• Other Additional Information: Interest rates linked to the bank bill swap rate

• Other Additional Information: Multiple rollover options: Select a rollover period every 30, 60, 90, 120, 150 or 180 days.

• Other Additional Information: Short and long loan terms: Loan terms available from 30 days up to 30 years

• Other Additional Information: Market-linked rates: Choose from a variable or fixed interest rate.

• Other Additional Information: Flexible repayment types: Including principal, interest & fees and interest-only options.

• Other Additional Information: Westpac Bank Bill Business Loan rates are available on application. Margins may apply.

• Other Additional Information: Lending establishment, service and other fees apply. Credit criteria, fees, charges, terms and conditions apply. Talk to your banker for product details.

• Extra Repayments Additional Information: Subject to terms and conditions, this product includes extra repayment features.

• Relationship Management Additional Information: Relationship management is available for eligible customers.

• Digital Banking

 Product Eligibility

• Min Age - 18. Additional Information: An individual 18 years and above

• Other Additional Information: Be a business entity or an individual 18 years and above, domiciled in Australia and require the funding wholly or predominantly for business purposes

• Other Additional Information: Meets the credit criteria and credit policy requirements under an applicable offer for this product.

 Bank Fees and Charges

• Line Fee (Variable), Amount: Not Listed.. Additional Information: Negotiable % p.a. charged monthly in advance from the first business day of the first full month after the loan is established, and depends on the facility limit.

• Loan Service Fee (Periodic), Amount: 40.00. Additional Information: Accrues monthly, charged quarterly

• Lending Establishment Fee (Variable), Amount: Not Listed.. Additional Information: 0.6% of the facility limit with a minimum of $600

• Discharge Fee (Event), Amount: 350.00. Additional Information: Payable when we agree to discharge a security linked to the facility. Payable per LTO security.

• Break Cost Fee (prepayment Fee) (Variable), Amount: Not Listed.. Additional Information: Only applicable to FIXED RATE LOANS. Calculated at the time of prepayment.

 Limitations & Restrictions (Constraints)

• Min Limit of 250000.00