Petrol Station Loan

 General Lending Rates

 Product Features

• Other Additional Information: • Competitive interest rate • Fast approval with a low establishment fee • Flexible repayments including the options of Principle and Interest or Interest Only repayments • Make additional repayments at no charge to help you pay off your loan sooner • No early repayment fees or fees for making a lump sum payment to your loan. There are also no minimum or maximum limits set on the size of the lump sum payment you can make • Competitive interest rate • Fast approval with a low establishment fee • Flexible repayments including the options of Principle and Interest or Interest Only repayments • Make additional repayments at no charge to help you pay off your loan sooner • No early repayment fees or fees for making a lump sum payment to your loan. There are also no minimum or maximum limits set on the size of the lump sum payment you can make

• Digital Banking

• Other Additional Information: For information on applicable rates, please contact our Relationship Managers. Contact details are found on the following link:

 Product Eligibility

• Other Additional Information: All applications for loans are subject to Arab Bank Australia Limited's normal credit approval criteria. Lender's Mortgage Insurance is required on loans above 80% of the property value that is offered as security.

 Bank Fees and Charges

• Application Fee (Upfront), Amount: Not Listed.. Additional Information: Standard minimum is 0.35% of the approved borrowed amount. Fee rate varies depending on borrower's application.

• Transfer Fee (Event), Amount: 300.00. Additional Information: Payable if the Customer asks the Bank to change the security property by releasing its security over some or all of the security property and taking security over different property, without any other amendments to the agreement. It does not include any solicitor costs or fees payable to a government registry to register a document.

• Search Fee (Transaction), Amount: 70.00. Additional Information: Per hour or part thereof - payable whenever the Customer (or a Guarantor) requests a copy of a document (other than a statement) connected to the Facility. It is calculated on the basis of the time that it takes the Bank’s staff to search for the document.

• Direct Debit Dishonour Fee (Event), Amount: 35.00. Additional Information: Payable whenever a direct debit to the Customer’s loan account is dishonoured.

• Tenanted Security Report Fee (Event), Amount: 100.00. Additional Information: Per hour or part thereof - payable when the security property is to be the place of residence of the Customer and the Bank ascertains by inspection (because the Customer did not tell the Bank) that the Customer no longer occupies the security property. It is calculated on the basis of the time that it takes the Bank’s staff or agents to inspect the security property.

• Deed Production Fee (Event), Amount: 60.00. Additional Information: Payable by the Customer whenever the Bank is required to produce a document to a government registry. It does not include any solicitor costs or fees payable to a government registry to register a document

• Additional Security Consent Fee (Event), Amount: 150.00. Additional Information: Payable whenever the Customer asks the Bank to consent to a security interest over the security property or any other property subject to the security. It is payable whether or not the Bank consents to the security interest

• Discharge Of Security Fee (Exit), Amount: 250.00. Additional Information: Payable if the Bank agrees to discharge a security. The Bank may use some or all of this fee to pay its external costs. It does not include any solicitor costs or fees payable to a government registry to register a release of the security

• Title Change Fee (Event), Amount: 100.00. Additional Information: Payable if the Customer asks the Bank to change the title to any security property (for example as a result of a court order or by operation of law). It does not include any solicitor costs or fees payable to a government registry to register a document.

• Rollover Fee (Event), Amount: 300.00. Additional Information: Payable by the Customer at the end of a fixed rate period if the Customer chooses to rollover to another fixed interest rate for another fixed rate period rather than automatically converting to variable interest rate.